Procedure How to apply for a National Housing Aid loan

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Contact details

Direction de l’Habitat

10 bis, quai Antoine 1er
BP 631
MC 98013 MONACO CEDEX

Managing applications for housing benefit :
(+377) 98 98 80 08
(+377) 98 98 44 79

Fax : (+377) 98 98 20 06

Opening Hours : from 9.30am to 5.00pm from Monday to Friday

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Direction de l’Habitat

10 bis, quai Antoine 1er
BP 631
MC 98013 MONACO CEDEX

Opening Hours : from 9.30am to 5.00pm from Monday to Friday

Phone : (+377) 98 98 80 08

Fax : (+377) 98 98 20 06

Lignes générales téléphoniques :
Aides au Logement : (+377) 98 98 44 79
Secteur Domanial : (+377) 98 98 44 80
Secteur Protégé : (+377) 98 98 44 81

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Principle and conditions

Those who are eligible for national housing aid may, if a review of their situation justifies it, be able to take advantage of a loan designed to help them enter into a lease, provided that this does not result in more than 40% of their income being spent on rent, as set out in Article 7 Ministerial Decree no.2017-743 of 11 October 2017 pertaining to National Housing Aid, amended

This loan is not therefore automatically granted and must eventually be applied for before any commitment is made or any tenancy agreement is signed.

The national housing aid loan may be used to pay the deposit and agency fees (including VAT). It should be requested no later than one month following the effective date of the lease. The national housing aid loan is provided at an interest rate of 0% and is repayable over a period of four years.

The loan is repaid using deductions from the National Housing Aid allowance. The conditions are expressed in an acknowledgement of debt which is signed when the loan is accepted.

For recipients in the non-regulated housing sector, however, agency fees will be paid by the State (once per household, per type).

The deposit may be deducted from national housing aid in accordance with the conditions described above, or repaid in a single instalment at the end of the lease (in the non-regulated sector only).

Should the recipient be unable to make this payment, the sum due will become repayable over a period of one year, by means of a new loan issued at an interest rate of 1%.

For individuals over the age of 65, the agency fee for initial applications may be paid for by the State, if their situation (after examination) proves to justify this.

Under no circumstances may recipients be granted multiple national housing aid loans at the same time.

1

Applying for National Housing Aid

In order to receive an National Housing Aid loan, you must first apply for National Housing Aid

2

Otaining and completing the form

State sector or C.A.R.

You must complete the following form:  Download file Demande de prêt d’Aide Nationale au Logement pour le secteur domanial ou C.A.R. (n° 362-0023_11-2018) Demande de prêt d’Aide Nationale au Logement pour le secteur domanial ou C.A.R. (n° 362-0023_11-2018)

Regulated sector

You must complete the following form:  Download file Demande de prêt d’Aide Nationale au Logement pour le secteur réglementé (n° 362-0031_11-2018) Demande de prêt d’Aide Nationale au Logement pour le secteur réglementé (n° 362-0031_11-2018)

Non-regulated rent or rent-controlled housing

You must complete the following form: Download file Demande de prêt d’Aide Nationale au Logement pour le secteur libre (n° 362-0024_11-2018) Demande de prêt d’Aide Nationale au Logement pour le secteur libre (n° 362-0024_11-2018)

3

Submitting the application

The completed form must be sent to the Housing Department.

Last update: 06/11/2018

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